Mortgage Pre-Processing Services



Mortgage Service

Mortgage Pre-Processing Services

Ares Technologies, our team of experienced mortgage professionals collaborates closely with brokers to manage pre-processing tasks effectively. With a digital-first approach, we deliver fast, accurate, and efficient services that meet your specific requirements.

Mortgage Pre-Processing Services

Mortgage pre-processing is a critical activity in the lending process, yet it’s one of the most time-intensive tasks, often leading to delays across the entire operation. By outsourcing mortgage pre-processing services to Ares Technologies, you can eliminate bottlenecks while focusing on growth and innovation. Our solutions leverage cutting-edge technology, global delivery capabilities, and advanced data analytics to streamline your mortgage lending operations.

The mortgage lending industry has faced significant challenges due to economic fluctuations, regulatory changes, and increasing customer demands. As a result, lenders must embrace innovative, cost-efficient strategies to remain competitive and profitable. Ares Technologies is here to help navigate these complexities with precision and efficiency.

Our Services

Our Mortgage Pre-Processing Services Packages Contains

At Ares Technologies, our team of experienced mortgage professionals collaborates closely with brokers to manage pre-processing tasks effectively. With a digital-first approach, we deliver fast, accurate, and efficient services that meet your specific requirements.

Routine Initial Inspection Services

We ensure accuracy and reliability in verifying the details provided for mortgage applications, such as Good Faith Estimates (GFEs), W2s, and paychecks. Our skilled agents perform thorough initial checks to ensure compliance and 100% accuracy.

Rate Lock Services

We handle the entire process of securing interest rate locks for specified timeframes (e.g., 15, 30, 45, or 60 days). Our customized solutions streamline this process, ensuring it is completed quickly to attract and retain homebuyers.

CAIVRS Authorization

Ares Technologies takes an extra step by reviewing your delinquent property tax reports and customizing delinquency notification letters for your borrowers. These personalized letters serve as timely reminders of due or delinquent amounts, ensuring borrowers are promptly notified and can take action to avoid further complications.

MERS Checks

We use the Mortgage Electronic Registration System (MERS) to track ownership and servicing rights for mortgages across the U.S. Our experts compile reports to verify borrowers’ existing loans or related financial obligations, ensuring accuracy in application data.

IRS Transcript Requests

Through the Income Verification Express Service (IVES), we verify borrower income details against loan applications. We efficiently manage IRS transcript requests (Form 4506-T) to ensure prompt and accurate processing.

Appraisal Orders

We streamline appraisal orders by working exclusively with authorized appraisers. Payment receipts and property details are verified to prevent delays and ensure accurate valuation reports.

Loan Estimate (LE) Form Review

Our professionals meticulously review loan estimate forms, ensuring every detail—loan terms, taxes, insurance, and overall assessment—is accurate and compliant.

Why Mortgage Service in Ares?

Mortgage Service we Provide

Our Proven Mortgage Pre-Processing Procedure

    Document Validation

    We meticulously review and validate all mortgage loan application documents, ensuring they are complete and accurate. Missing or incorrect information is promptly flagged and resolved to keep processes on track.

    Regulatory Compliance

    We adhere strictly to federal and state regulations throughout the mortgage preprocessing phase. Our continuously trained professionals ensure compliance at every step, avoiding delays and ensuring seamless operations.

    File Indexing

    We gather and electronically index all updated loan criteria and documentation, enabling quick access and efficient record-keeping. Our advanced indexing tools reduce costs while improving reliability

    Certificate Collection

    Our team assists in obtaining and organizing required certificates, using electronic indexing methods to centralize borrower information, documents, and certificates for easy access.

Why Mortgage Pre-Processing Services Ares ?

    Data Security

    We prioritize the security of sensitive borrower data with stringent privacy measures and robust infrastructure to prevent data breaches and unauthorized access.

    Cost-Effectiveness

    Outsourcing to Ares Technologies reduces operational costs by minimizing manual effort and streamlining repetitive tasks, allowing your team to focus on higher-value activities.

    24/7 Customer Support

    Our dedicated project managers ensure seamless communication, providing real-time updates and addressing inquiries promptly.

    Efficient, Autonomous Processes

    Led by seasoned mortgage professionals, our team operates independently, minimizing the need for oversight while maintaining high-quality standards through detailed daily reporting.